Please read what Mr. Arter says about how you receive compensation from Los Angels insurance companies in the following video transcript:

“The insurance companies make money in two ways. One, let’s take automobiles for example. The insurance company makes money two ways. One, when you pay your premium for your auto insurance, or if you have an injury and let’s say your injury they think is worth 15,000. If you call them up on the phone and say ‘you know I just want this to be over with, I’ll take 5,000.’ They’ll probably say something like ‘well sure we can have someone right over there today with the release.’ The insurance company just made a quick 10,000 dollars on you. So the insurance companies are not like some benevolent organization like the good hands people. Those aren’t the hands of the church. Those hands will crush you if they can. It’s nothing personal with them, but the less money they pay out, the more money they make. And it’s just the way they operate. Me, on the other hand, my clients are people that this is usually their first and only accident, or if they’ve had another before they don’t know nothing about that. It’s a big fatal mistake to assume that the insurance companies will be fair. They are not in the business o be fair, there’s nothing to make them be fair and that’s why I‘m in business because they don’t play fair in my opinion.”